Home Loans
Buying a home can be a daunting process. Generally regarded as the largest financial decision we will make in our lifetime it is vital that as a buyer you have the most accurate and up-to-date information available.
When you buy a home you engage the services of a real estate agent to arrange the sale, to negotiate with the vendor and to ensure that the sale progresses as smoothly as possible.
When it comes to finance you should do the same thing – engage the services of a broker to arrange the finance and ensure that the funding progresses as smoothly as possible.
A lot of people still believe that their bank is their best bet because:
You’ve banked with them for years and the bank knows how much you earn because they see it going into your bank account every time you get paid
You’re a loyal customer and your loyalty should be rewarded
Whilst you might be a long-standing and loyal customer with your bank if you don’t meet their lending criteria then they can’t help you (and they can’t “bend the rules” because you bank with them)
So where do you go to next? Your bank that you’ve been with for years all of a sudden can’t assist and you don’t know what to do. A broker is your best option. Why? Because brokers have access to many lenders and can find a lender with the right lending criteria for you.
We have access to several bank and non-bank lenders who can assist even if:
You have bad credit
You have a small deposit
You’ve just started a new job
You’re a first home buyer
You’re a discharged bankrupt or Part IX
You’re self-employed
To see which lender suits simply click here and we will contact you to discuss your options. We won’t submit an application to any lender until we’ve spoken to you personally about the options you have available.
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